haki lives in your WhatsApp. It watches your loans, FDs and cards, and gets back the money your bank quietly takes.
Rates went up on 7 Oct. Banks rarely tell you what that means for you, or what they owe you.
Your bank may have quietly stretched your loan instead of raising the EMI. And new customers may be paying less than you.
When rates move, another bank may pay more than yours. Moving an FD can beat the break penalty. haki does the sums and the paperwork.
Paid within 3 days of the due date? The late fee shouldn't stick. And when banks reverse a fee, they usually keep the GST unless someone asks.
Once you've asked in writing, the bank has 7 working days. After that it owes you ₹500 for every day of delay. Almost nobody claims it.
A failed UPI transfer should come back the next day. If it doesn't, your bank owes you ₹100 for every day of delay. Banks rarely pay it unless asked.
Phone care says no. Writing at the right level works. haki follows up, goes to the grievance officer, then to the RBI Ombudsman after 30 days.
Type or talk, in your language. Connect Gmail with one tap.
In 5 minutes, it shows you the money your bank quietly took, and how much of it you can get back.
Disputing wrong charges, tracking refunds, chasing your bank, watching your rates. haki runs all of it. You just say yes.
Ask, and it shows you everything it keeps. Tell it to forget something, and it's gone.
We're letting people in a few at a time. Drop your WhatsApp number and haki will say hi when your spot opens.
It's in a closed beta. Join the list and haki will message you when your spot opens.
haki only searches for mail from banks, cards, lenders, insurers, payment apps and credit bureaus. Google's permission covers the whole mailbox, so that limit is enforced by haki's software. The privacy policy has the details.
No. Every mail to your bank waits for your yes, and goes from your own Gmail in your name.
Yes, it's an AI and can make mistakes. It shows its working and you decide. It doesn't give investment advice.